At our first meeting, we will discuss your goals and objectives. We will also begin discussing "how is what you are doing working?" as well as the process I follow when working with my clients. If you are married, I require both spouses to be in attendance. In order to make productive use of our time, I ask that you bring the following items to our meeting:
- Latest checking and savings bank statement
- Credit card statements—balances, interest rate, and monthly payment information
- Mortgage information—interest rate, term, monthly principal and interest payment, escrow payment if any. Include property titles.
- All pertinent information regarding present investments such as stocks, bonds, mutual funds, annuities, 401(k)s, 403(b)s, etc. Include the latest statement and any general information you may have on your investments.
- Latest employee benefit statements or books so that I can see what benefits you have and what benefits you have access to
- Individually owned life insurance and disability insurance contracts
- Most recently completed federal and state income tax returns
- Recent paycheck statements/stubs
- Copies of any legal documents you may have (wills, trust, etc.)
- Information on unique financial events such as bonuses, inheritances, debt refinancing, major purchases, and so on
- A budget report if you use Quicken, Mint, or self prepared Excel
- Social security statement of earnings (available online at www.ssa.gov/mystatement)
- Other pertinent financial data you may have